Service Charges
Applicable service charges for various loan facilities offered by the Bank.
Loan Service Charges
The following service charges are applicable for various loan facilities based on the sanctioned loan amount.
Members are advised to refer to the applicable loan terms and conditions and confirm the charges with the Bank before availing the respective facility.
Transparent Charges
Service charges are applied according to the loan type and applicable amount slab.
The applicable charge may vary depending on the loan facility and amount.
Business Loan Service Charges
| Loan Amount | Service Charge |
|---|---|
| Below ₹1,00,000 | ₹250 |
| ₹1,00,000 to ₹2,00,000 | ₹500 |
| ₹2,00,000 to ₹3,00,000 | ₹750 |
Surety Loan Service Charges
| Loan Amount | Service Charge |
|---|---|
| Below ₹50,000 | ₹250 |
| ₹50,000 to ₹1,00,000 | ₹500 |
| ₹1,00,000 to ₹1,50,000 | ₹750 |
Mortgage Loan Service Charges
| Loan Amount | Service Charge |
|---|---|
| Below ₹5,00,000 | ₹1,000 |
| ₹5,00,000 to ₹10,00,000 | ₹2,000 |
| ₹10,00,000 to ₹20,00,000 | ₹3,000 |
| ₹20,00,000 to ₹50,00,000 | ₹5,000 |
Vehicle Loan Service Charges
| Loan Amount | Service Charge |
|---|---|
| Below ₹1,00,000 | ₹500 |
| ₹1,00,000 to ₹5,00,000 | ₹1,000 |
| ₹5,00,000 to ₹20,00,000 | ₹2,000 |
| ₹20,00,000 to ₹50,00,000 | ₹5,000 |
Salary Loan Service Charges
| Loan Amount | Service Charge |
|---|---|
| Below ₹1,00,000 | ₹500 |
| ₹1,00,000 to ₹2,00,000 | ₹750 |
| ₹2,00,000 to ₹5,00,000 | ₹1,000 |
| ₹5,00,000 to ₹10,00,000 | ₹1,500 |
Other Service Charges
| Loan Facility | Applicable Amount | Service Charge |
|---|---|---|
| Consumer Durable Loan | — | ₹300 |
| Janatha OD Loan | Below ₹2,500 | ₹250 |
| ₹2,500 to ₹5,000 | ₹500 |
Our Loan Facilities
The Bank provides various loan facilities to meet the financial requirements of its members.
Business Loan
Financial support for eligible business requirements.
Surety Loan
Loan facility available against eligible surety arrangements.
Mortgage Loan
Financial assistance against eligible property security.
Vehicle Loan
Financing support for eligible vehicle requirements.
The service charges shown above are based on the Bank's applicable schedule. Members are advised to confirm the applicable charges with the Bank before availing the respective facility.
Service charges are subject to the Bank's applicable terms, conditions and prevailing policies.
Need More Information?
Contact the Bank to know more about loan facilities, eligibility, applicable service charges and other terms and conditions.
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